How to Play Baccarat Online
Baccarat is one of the most elegant casino card games, favoured by high rollers worldwide. With a low house edge and simple rules, it's perfect for both beginners and experienced players.
Play Live BaccaratBaccarat Rules
In baccarat, two hands are dealt: the Player and the Banker. Your goal is to bet on which hand will have a total closest to 9.
Card Values
- Aces = 1 point
- Cards 2-9 = face value
- 10s, Jacks, Queens, Kings = 0 points
- If total exceeds 9, only the second digit counts (e.g., 15 = 5)
Betting Options & House Edge
Baccarat Strategy Tips
- Always bet on the Banker — it has the lowest house edge
- Avoid the Tie bet — the 14.36% house edge makes it a poor choice
- Set win/loss limits and stick to them
- Try live baccarat for an authentic experience with real dealers
Baccarat FAQ
Player or Banker — which should I bet on?
Always Banker. The Banker bet has the lowest house edge at 1.06%, even after the 5% commission on winning Banker bets. Player is 1.24%, Tie is a punishing 14.36%.
Why does Banker pay 0.95 to 1?
The casino charges a 5% commission on winning Banker bets because Banker wins slightly more often than Player. The commission keeps the house edge at a sustainable 1.06%.
Is the Tie bet ever worth taking?
No. Despite the 8-to-1 (sometimes 9-to-1) payout, the Tie bet has a house edge of 14.36% — among the worst odds in any casino game. Skip it.
Is baccarat easy to learn?
Yes — once you know the third-card rules are automatic and you only choose between Player, Banker or Tie, baccarat is one of the simplest casino games. There's no strategy to memorise like blackjack.
Can I count cards in baccarat?
Card counting in baccarat exists but produces a tiny edge (~0.03%) under perfect conditions and is impractical against modern 8-deck shoes and continuous shufflers.